Bond Closer (Retail)

The Bond Closer is responsible for preparing and verifying closing documents for all HFA products offered at UHM, producing closing instructions, and funding loan transactions that meet all terms of the sale and have received final approval.

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value  diversity , educate on  equity , and create  inclusive partner opportunities to ensure that you know #U Belong AtUHM!

DUTIES & RESPONSIBILITIES

- Thoroughly reviews loan files to confirm all conditions are cleared and file is ready to close

- Prepare closing documents ensuring quality, correct closing fees, and proper closing conditions

- Verify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazard

- Review and deliver the Closing Disclosure, ensuring that the loan meets program guidelines, compliance, and company policies

- Set up funding to send wire to title company for disbursement of funds

- Maintain a closing pipeline, adhering warehouse wire time limitations, contract closing dates, and delivering complete closed loan files in a timely manner

- Maintain up to date knowledge and trainings of all HFA products offered at UHM

- Assist with any post-closing findings

- Closes a minimum of 70 loans per month

- Other Duties as assigned

Qualifications

EDUCATION & EXPERIENCE

- High school diploma or equivalent

- 1+ years of recent residential closing experience

- Minimum of 2 years’ experience in the mortgage industry

- Encompass LOS experience strongly preferred

SKILLS REQUIRED

- Excellent customer service, communication, and interpersonal skills

- Proven computer skills on Windows, Microsoft Word, Excel, and LOS systems preferred

- Proficient math skills

- Knowledge of FNMA/FHLMC/FHA/VA/HFA products

- Detail-oriented and skilled at multi-tasking

- Strong time management and organizational skills

- Can work with a sense of urgency when time constraints are involved

- Knowledge of Closing Disclosures

This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.